Pool Financing–Pittsburgh, PA
Flexible Financing for Your Backyard Project
Two trusted lenders. Straightforward terms. No equity required.
Swimming Pool Project Lenders
HFS Financial
HFS lends directly to the consumer. No equity required, no appraisal, and inquiries won’t affect your credit score.
- Fixed rates from 7.8%
- Terms from 1 to 20 years
- Loans up to $300,000
- No prepayment penalties
- No home equity required
Lyon Financial
Since 1979, Lyon Financial has specialized in unsecured loans for pools and home improvement projects. No equity or appraisals required.
- Fixed rates
- Terms up to 30 years
- Loans up to $200,000
- No consulting fees or prepayment penalties
- Military programs available
Viking Capital
Viking Capital has specialized in pool financing since 1999. No equity required, no appraisal, and checking your rate starts with a soft credit pull.
- Loans for credit scores down to 620
- Underwriting as fast as 24 hours
- Funding as fast as 2 days
- Combine multiple projects into one loan
- Options for no income verification
Dollar Bank
Inground Pools also refers customers to this quality lender for financing. Click the logo or button below to apply, and enter Promo Code: 0038-8784.
- Timeline® Credit Card offers a 0% APR introductory rate for the first 12 months
- 17.74% APR after the introductory period
- No annual fee
- Digital card issued within days of approval
Estimate Your Fiberglass Pool Cost
From summer socializing to everyday relaxation, your fiberglass pool and spa will create more ways to enjoy your backyard with family and friends. Use our calculator to explore pricing for the most common options.
Fill out the form to send us a quick message, or give us a call, and we’ll be happy to help.
Common Questions About Pool Financing
Do I need home equity to finance a pool?
HFS Financial, Lyon Financial, and Viking Capital offer unsecured personal loans. Your home is not used as collateral and no appraisal is required.
Will applying affect my credit score?
HFS Financial and Viking Capital use a soft inquiry to check your rate, which has no impact on your credit score. Lyon Financial also starts with a soft pull to identify your best options, then runs one hard inquiry through the matched lender only.
How long are the loan terms?
HFS Financial and Viking Capital offer terms up to 20 years. Lyon Financial offers terms up to 30 years. The right term depends on your loan amount and what monthly payment works for your budget.
How much can I borrow?
HFS Financial lends up to $300,000. Lyon Financial lends up to $200,000. Viking Capital lends up to $225,000. These programs cover pools, spas, and surrounding backyard project costs including concrete, landscaping, and fencing.
What credit score do I need to qualify?
Lyon Financial typically looks for a credit score of 660 or above, along with a debt-to-income ratio of 50% or less. HFS Financial works with a network of lenders, so qualifications vary. Viking Capital may accept minimum credit score of 640 but offer better rates and terms for 650 and highter. Checking your rate takes 60 seconds and won’t affect your score.
The best way to know what you qualify for is to apply through our links to HFS, Lyon Financial, and Viking Capital.